Self-employed and pension saving

We’re working with BritainThinks, the Royal Society for the Encouragement of Arts, Manufactures and Commerce (RSA), and their project partner Etsy, to identify and test interventions that could help increase pension saving among the self-employed and gig-economy workers.

About the project

We think a potential intervention could include behavioural techniques that encourage self-employed workers to start pension saving, alongside approaches that can mimic the ‘set and forget’ nature of payroll deductions. Alternatively, other methods that position saving naturally within the everyday financial lives of this group could provide a solution.

We are also interested in understanding whether different savings products, such as those with greater liquidity or different incentive structures to a traditional pension, represent a more effective route to increasing savings rates in these groups.

If you’d like to partner with us to develop and deliver this research programme, or are working on concepts or research in this area, we’re keen to hear from you.

About our project partners

BritainThinks is an international insight and strategy consultancy. They put the people that matter most at the heart of organisations’ thinking, by providing them with the information they need to make better decisions.

 

Supported by 28,000 Fellows, the RSA is a global hub that shares ideas, conducts research, and builds networks and opportunities for people to come together to address the challenges facing today’s society.

Our research

Retirement saving and the self-employed (PDF)