Strengthening retirement systems: the view from the United States

Date: Thursday 1 July 2021 | 2-3pm (BST)
Location: Virtual – GoToWebinar

Join Nest Insight for a conversation with Ida Rademacher, Vice-President of the Aspen Institute and Executive Director of the Aspen Financial Security Program, to find out:

  • How are policymakers and the financial services industry in the US responding to the uniquely difficult and illuminating past year?
  • What have Nest Insight and Aspen FSP learned about savings behaviour across the crisis?
  • What are the possible legislative changes on the horizon in terms of retirement?
  • Where does retirement sit in the broader financial security framework that the Aspen Institute is working to?
  • Ida Rademacher, Vice-President of the Aspen Institute and Executive Director of the Aspen Financial Security Program
  • Will Sandbrook, Executive Director of Nest Insight

 The US and UK retirement systems are structurally similar in design, serve similar labour markets, suffer from similar challenges, and have sought similar solutions to resolve them. There is a strong history of shared thinking and insight, and of parallel development paths in the two countries. And crucially, the next set of challenges across the two systems are also closely related, and will require similar responses. That shared outlook is what brought the Aspen Institute Financial Security Program (Aspen FSP) and Nest Insight together in a transatlantic partnership.

On both sides of the pond, many of the challenges facing low and moderate income workers in achieving retirement security will have been exacerbated by the Covid-19 pandemic. But as we begin to emerge from the crisis, there may be opportunities to improve the systems that serve them.

Sign up to the event to learn more and join the conversation: Register here.

Past events

Stress-testing defaults: what happens to pension auto enrolment during a crisis?

Date: Thursday 13 May 2021 | 2-2:45pm (BST)
Registration now closed

In this live online event we shared findings from the initial stages of our research programme, and discussed what these learnings may tell us about the resilience of the UK’s retirement system and implications for long-term financial security.

  • Matthew Blakstad, Analysis Director at Nest Insight
  • Jesal D. Sheth, Postdoctoral Research Fellow at the University of Nottingham
  • Professor John Gathergood, from the University of Nottingham

Watch the recording of this event:

Since the initial shock of the Covid-19 pandemic, Nest Insight has been examining how the crisis is affecting those saving with Nest, who tend to be on low to moderate incomes. We’ve been looking at this important question through a number of lenses, working with Nest’s administrative dataset, covering the jobs and pension savings of over nine million workers at nearly 900,000 UK employers, to find out:

  • Have any specific groups of workers been more negatively affected than others?
  • Have there been any changes in pension saving behaviours?
  • Has the crisis changed people’s views on the importance of saving for emergencies?

To conduct this analysis, we’ve been working with John Gathergood and Jesal D. Sheth of the University of Nottingham, and with Neil Stewart and Chris Firth of Warwick Business School. This collaboration was made possible by a Covid-19 Rapid Response ESRC Grant from UK Research & Innovation and also by the ongoing support of BlackRock, the Money and Pensions Service and JPMorgan Chase, which created the post-doctoral position as part of our wider programme of research into emergency savings and debt.

Autumn 2020 events

In autumn 2020, we held a number of online events to share and discuss the latest research findings from our sidecar savings trial, our programme of work on pension engagement, and our analysis into the impact of Covid-19 on self-employed people’s savings attitudes and behaviours. If you missed any of these events, you can watch all of the recordings here.

Find out more

Nest Insight online: summer 2020

In summer 2020, we held a series of online events to share knowledge, spark debate and focus on the way forward to support those most financially impacted by Covid-19. If you missed these events, you can watch the recordings here online.

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UK Pension Reforms (1997 – 2015) research launch

On the 5th February 2020, we held an event with the University of Bath and the Institute for Policy Research (IPR) to launch our new research into why and how the UK Pension Reforms (1997 – 2015) were successfully implemented. Our project brought together the previously private recollections of key actors in the establishment and delivery of the reforms and shared them through a ground-breaking series of video interviews and a new report.

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DC Program 2019

In June 2019, Nest Insight partnered with the International Centre for Pension Management (ICPM) and the Aspen Institute Financial Security Program (FSP) to deliver a two-day conference in Vancouver, Canada, bringing together leading experts from around the world to exchange knowledge and ideas on the major issues facing savers and best practice in responding to those issues.

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Nest Insight 2019

Our fourth annual Nest Insight conference brought together academics, policy makers and industry to dig beneath the headline data and explore how auto enrolment has affected people’s savings behaviours and wider financial lives, while questioning what lessons can be learned from comparable models around the world.

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Sidecar savings trial launch event

On Monday 12 November 2018, we officially launched our sidecar savings trial and announced which organisations are taking part in the research.

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Nest Insight 2018

Nest Insight’s annual conference 2018 brought together academics, policy makers and pension experts to explore the future challenges for the pensions industry and identify solutions that can be tested.

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Nest Insight 2017

The Nest Insight 2017 annual conference moved beyond the headlines to explore what longevity means for the ‘defined contribution generation’.

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