Nest Insight was set up to help a new generation of pension savers
We identify and help solve the challenges that defined contribution savers face as they work towards a comfortable retirement. We work in partnership with industry, academics and policy makers to deliver innovative, rigorous research. We’re committed to sharing our insights widely, to help defined contribution savers across the globe.
Our projects
Workplace emergency savings
Emergency savings are a key part of the foundation for overall financial resilience and wellbeing, and act as a platform for people to be able to save adequately for their retirement. But millions of people in the UK do not have savings of this type. Through our workplace emergency savings research programme we’re trialling tools and approaches designed to help people build up emergency savings.
Supporting self-employed people to save for retirement
We’re leading a programme of research, supported by the Department for Work and Pensions, to understand the low levels of saving seen among self-employed people and to test a range of approaches to encourage and enable retirement saving in a way that fits with their context and meets their needs.
Engagement in pensions
We’ve been working with our partners on a range of research programmes to build a better understanding of the existing behaviours of automatically enrolled savers, and to explore how those behaviours might be influenced to help them achieve better outcomes.
Retirement saving in the UK
We’re producing an annual publication looking at the pension saving experiences of people who have been enrolled into Nest. As part of this series, we’ll also share supplementary reports that shine a spotlight on specific challenges facing defined contribution pension savers.
The UK pensions policy archive
Information on the UK’s landmark pension reforms is starting to be lost. Some items and documents are no longer physically available, other vital material is hard to find, even to those who know what they’re looking for. We’re working with the Institute for Policy Research at Bath University to create an information hub that brings together existing information, and new material, in one place.
The impact of phased auto enrolment minimum contribution levels
Nest Insight has been working with Legal & General Investment Management (LGIM) to understand people’s experience of auto enrolment over time and the impact of the phased increases in minimum contribution levels in particular.