When it comes to planning for the future, beliefs matter

In recent years a behavioural revolution has turned the pensions sector on its head. Around the world, governments and employers are switching the default...

Opting out of opting out

Encouraging retirement saving has been rich territory for applying behavioural approaches to public policy. Most research and policy interventions around retirement have focused on...

An executive’s guide to behavioural economics

NEST and the UK’s automatic enrolment programme are one of the world’s largest ever applications of the emerging science of behavioural economics. Such ‘nudge’...

The retirement belief model

As explained in a separate post, NEST Insight is working in partnership with Maastricht University to understand the beliefs and attitudes that motivate people...

Research projects

Since its launch in June 2016, NEST Insight has already begun work on a number of research projects. Pension reform archive University of Birmingham and...

Sidecar savings could increase workers’ financial wellbeing today, and in retirement,...

NEST Insight has today, 18 September 2017, published a discussion paper, Liquidity and sidecar savings (PDF). The paper sets how, thanks to auto enrolment, millions...

Do life events make savers more open to pension communications?

Lots of savers around the world don’t engage with their pension. This is particularly noticeable amongst those who have been automatically enrolled. The approach’s...

Liquidity and retirement savings: what’s the right balance?

Since we announced the project at our conference last year, we’ve continued to develop our thinking around our ‘sidecar savings’ project. We were fortunate...

Viewpoints – what should we expect from phasing?

The first phased increase of auto enrolment contributions is due in April this year. Drawing upon research from around the globe, Will Sandbrook, executive...

The Aspen and NEST Insight collaboration: a conversation between Ida Rademacher...

The Aspen Institute Financial Security Program (FSP) and NEST Insight are today announcing the Aspen-NEST Insight Transatlantic Collaboration, a partnership dedicated to helping solve...