Our annual conference returns this summer on Thursday 7 July with a full day of live-streamed sessions available to watch here. We’ll be bringing together academics, industry experts and policymakers to share research insights and foster debate on issues around retirement and broader financial security.
Join Nest Insight’s sixth annual conference to listen and take part in these important conversations:
Timings (BST)
Live-streamed sessions
10:30 – 10:45
Welcome address
Speakers Will Sandbrook, Nest Insight
10:45 – 12:00
Panel discussion:What role do employers play in supporting employee financial wellbeing and how might it evolve in the future?
UK pension regulations mandate minimum pension contributions to be made into an individual’s pension by both employers and employees. Beyond this, there are a wide range of approaches to supporting employees to save enough to achieve an adequate outcome in retirement through different pension contributions structures. Employers are also increasingly thinking about how to support broader employee financial wellbeing, particularly in the current economic context. But, to what extent is it an employer’s role to support their employees’ financial security? In what ways could an employer have most impact? And what are the barriers to employers doing more?
In this session we will share some early findings from our research programme, supported by abrdn Financial Fairness Trust, exploring opportunities for innovation and voluntary increases in employer contributions to pensions and other financial workplace benefits, and feature a range of different employer perspectives on these questions.
Speakers Moderator: Matthew Blakstad, Nest Insight; Alyshia Harrington-Clark, Pensions and Lifetime Savings Association (PLSA); Jack Jones, Trades Union Congress (TUC); Jo Phillips, Nest Insight
14:00 – 15:15
Panel discussion:Building wealth and assets in lower income households
The UK’s auto enrolment programme has created near-universal participation in the private pensions system, dramatically expanding access to one aspect of wealth-building for low- and moderate-income (LMI) households. At the other end of the spectrum, we’ve increasingly focused on supporting short-term financial resilience through tools to support emergency saving. But what about everything else in between? How should we think about the transition from financial resilience through to building wealth and assets? What barriers to building wealth exist for LMI households? Which forms of wealth could or should they be focused on, and what policy and/or market solutions are needed to support these goals?
This panel will take a broad view of household finances, exploring the challenges inherent in different forms of work, the structural challenges in the housing market and what all this means for wealth-building among LMI households.
Speakers Moderator: Will Sandbrook, Nest Insight; Lindsay Judge, Resolution Foundation; Joe Richardson, Living Wage Foundation; Joanna Smith-Ramani, Aspen Institute Financial Security Program (Aspen FSP)
15:30 – 16:10
Keynote from Iona Bain: Financial wellbeing in a cost of living crisis
Iona Bain is an award-winning journalist, broadcaster, speaker and author, and is the UK’s go-to voice on millennial money. Since founding the pioneering Young Money Blog in 2011, she’s gone on to become one of the most respected financial writers of her generation, with a rare combination of accessibility and authority.
Speakers Iona Bain, Young Money Blog
16:10 – 16:30
Closing remarks
Speakers Will Sandbrook, Nest Insight; Claire Chamberlain, BlackRock Social Impact
This will be a live and interactive event. Vote and put your questions to our expert speakers by visiting slido.com and entering #NestInsight2022, or simply join the conversation using this link. You can also ask questions via Twitter using @NestInsight and #NestInsight2022. Follow us on Twitter.
Invesco became a major strategic partner in July 2019 to help shape our programme of work through sponsorship, the contribution of its deep industry expertise and insights, and by helping the programme to reach a wider audience.
BlackRock is a global investment manager serving the UK market for more than 30 years with a purpose to help more and more people experience financial well-being. BlackRock’s Emergency Savings Initiative is made possible through philanthropic support from The BlackRock Foundation. The initiative brings together partner companies and non-profit financial health experts to make saving easier and more accessible for low- and moderate-income earners across the US and UK, ultimately helping more people to establish an important financial safety net.
We formed a partnership with Aspen FSP to gain in-depth insights into how the UK and US retirement systems can be improved for low to moderate earners.
LGIM support our research into whether communicating with pension savers about the impact of their investments makes them more likely to engage with their account.
With a legacy dating back more than 200 years, JPMorganChase has a track record of demonstrating leadership during times of both economic growth and financial instability. The firm employs approximately 22,000 employees throughout the U.K. and is committed to operating a healthy and vibrant company that plays a leading role in advancing a sustainable and inclusive economy. The firm provides £474 billion in credit and capital to nearly 4,500 medium and large companies and supports over two million retail customers. At the same time, together with its non-profit partners the firm has supported over 33,000 low income households reduce their debt and improve their financial health, helped over 10,800 small businesses to grow their activity and placed over 9,000 individuals into apprenticeships or full and part-time employment.
The Money and Pensions Service (MaPS) is an arm’s-length body sponsored by the Department for Work and Pensions (DWP), established by the Financial Guidance and Claims Act 2018. It was setup to support the policy aims of DWP and HM Treasury (HMT) in relation to pensions guidance, money guidance, debt advice, and the improvement of financial capability from childhood through to later life.
The Yunus Centre for Social Business and Health at Glasgow Caledonian University
We’re working with experts from the Yunus Centre for Social Business and Health on the Real Accounts project – a long term study of UK households’ financial lives.
We’re working with Understanding Society to share anonymised Nest data in an ethical, well-governed way so researchers can better understand the interactions between different aspects of household finances.
Together with experts at Moneyhub we’ve designed a data collection app to capture real-time income and expenditure data for participants taking part in the Real Accounts project.
Nest was set up by the government to give every UK worker somewhere good to save, and it aims to provide members with a bigger pension in a better world. It’s now the largest workplace pension scheme in the country, with 13.7 million members. One in three of the working population is expected to have a Nest pension pot by the late 2020s. Nest’s members benefit from an award-winning responsible investment strategy and one of the most diversified DC portfolios in the industry. By the end of the next decade Nest will have close to £100bn assets under management. In 2016, Nest established Nest Insight as a public benefit research and innovation centre. Nest’s purpose is financial peace of mind for all, and Nest is a proud supporter and the home of Nest Insight.
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