NEST Insight was set up to help a new generation of pension savers
Our objective is to understand and solve the challenges facing defined contribution savers as they work towards a good standard of living in retirement.
We focus on rigorous quantitative and qualitative research, in collaboration with industry, academics and policy-makers. Wherever possible, we aim to move beyond theory to test practical solutions in the real world.
We’re committed to sharing our insights widely to help all defined contribution savers, in the UK and abroad. We use this website to publish reports and briefing papers, and to provide other online resources.
This is a selection of our live projects.
Engagement in pensions
Modular pensions education
It’s natural to think that financial education is a vital part of any programme to help people save for retirement. However, the evidence for this is mixed. Past efforts to use education to encourage retirement savings have had limited success.
Liquidity and workplace pensions
Around the world, policy makers and researchers are launching a range of initiatives designed to encourage, on the one hand, short-term liquid savings, and on the other, illiquid savings for retirement. These two types of initiative are generally undertaken in isolation, implying a tension between liquid versus illiquid savings.
The UK pensions policy archive
Information on the UK’s landmark pension reforms is starting to be lost. Some items and documents are no longer physically available, for example, the Pensions Commission website and the pension reform section of HM Treasury’s website. Other vital material is hard to find, even to those who know what they’re looking for.