A landscape review of existing evidence

Looking across the research landscape, there’s a growing body of supportive evidence around workplace emergency saving. Increasingly, it’s being supplemented by on-the-ground research and evaluation of workplace savings models, but evidence gaps still remain.

In July 2021, we published a landscape review of existing evidence to:

  1. Summarise the evidence that led to us establishing a programme of research looking at workplace emergency saving and sidecar models
  2. Update that evidence, including efforts made so far to evaluate the effectiveness of these programmes, and bring it together in one place, summarising the strength of the case for workplace emergency saving
  3. Highlight areas where the evidence is either less positive or less conclusive, as the basis for our own ongoing work in this space, and to encourage others to contribute to the evidence base.

We hope that this paper will be useful for those in the industry who may be interested in expanding coverage of workplace emergency savings initiatives, and to policymakers considering whether and how future policy interventions might support increased emergency saving.

Read the report: Workplace emergency saving: A landscape review of existing evidence

Programme partners


BlackRock’s Social Impact team works to help make prosperity possible for more and more people around the world. Through the BlackRock Charitable Trust and the BlackRock Foundation, the team supports programmes that bring financial security within reach for those facing historic and ongoing barriers to opportunity. For more information, visit blackrock.com/corporate/about-us/social-impact


The Money and Pensions Service (MaPS) vision is: ‘everyone making the most of their money and pensions’. MaPS is an arm’s-length body committed to providing access to the information and guidance people across the UK need to make effective financial decisions over their lifetimes. For more information, visit maps.org.uk

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $3.7 trillion and operations worldwide. The Firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of customers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. For more information, visit jpmorganchase.com NYSE: JPM

Delivery partners

Salary Finance is on a mission to help millions of people around the world to become financially happier and healthier. It currently helps over 3 million employees at 550+ of the UK’s largest employers. Salary Finance partners with employers to provide a range of salary-linked employee benefits, helping employees to get out of debt, start saving, advance their pay, protect their future and learn better financial habits. For more information, visit salaryfinance.com

Yorkshire Building Society is a mutual organisation, owned by its members and customers. It’s driven by social purpose and here to serve its members. It’s proud of the difference it makes to people’s lives by helping them to achieve their goals. It’s here to create long-term member value, help people have a place to call home and support them towards greater financial wellbeing. It believes that helping people with these goals is how it can make the biggest contribution to society. For more information visit: ybs.co.uk