To mark the launch of the final report from our Real Accounts project, we held an event at Westminster featuring a panel of expert speakers, alongside a deep dive into the study led by our research team. The events aimed to lift the lid on the experiences of the many households on volatile incomes and spotlight the realities of living in a system that isn’t built for them.

Our final report – Fluctuation Nation – reveals the ‘volatility premium’ experienced by millions across the UK, and details the challenges facing them as they manage their financial lives. We hope this report will inform the finance industry, policy-makers and employers, as they work to reflect the needs of those living in households whose income dips and spikes.

Fluctuation Nation – Lifting the lid on the millions of people managing a volatile income (in-person)

Date: Monday 18 November
Location: Jubilee room, Westminster Hall

The launch event for the final report from our Real Accounts project ‘Fluctuation Nation’ was held in Westminster and hosted by Torsten Bell MP. The report, supported by Fair4All Finance, shed a light on the experiences of those who experience a volatile income. Our findings reveal a ‘volatility premium’, a hidden vulnerability which affects the mental health and financial security of millions of people.

We were joined by panel speakers Professor Martin Coppack (Fair by Design, CHASM – Uni of Birmingham), Muna Yassin (Rooted Finance) and Yvonne Braun (Association of British Insurers), to discuss the issues raised and and encourage policy-makers, product designers and employers to consider the opportunities to meet the needs of people whose incomes are volatile.

See the photos from the day:

Fluctuation Nation – Lifting the lid on the millions of people managing a volatile income (Online)

Date: Thursday 21 November
Location: Online
A recording of this event is now available to watch back.

In the online event we shared findings from our report, ‘Fluctuation Nation’, and introduced researchers from the Real Accounts project, a long term study of UK financial lives. We heard directly from the researchers who, over the 10 month period, followed 51 households as they navigated the challenges facing them. The panel discussed the ‘volatility premium’ experienced by millions across the UK, and why it was important for the financial system to reflect the needs of those living in households whose income dips and spikes.
Replay the live stream:
Fluctuation Nation - online event on Thursday, 21 November 2024